Three programs, each shaped around a real need
We do not offer a general financial education course. Each of our three programs addresses a specific area where people in Thailand often find guidance hard to come by.
← Back to HomeHow we approach each program
Every Fernglen program begins the same way: we listen. The first conversation is about your context — what you are working through, what you already understand, and what you are hoping the program will help you do differently.
From that starting point, we work through a structured series of sessions. We do not present lectures — sessions are dialogues, with space for your questions to shape where we go. Materials are adapted as we learn more about what is most useful for your situation.
Each program concludes with a written output: a map, a report, or a curriculum document. These are practical tools, not certificates. The measure of success is whether your understanding has deepened and your thinking has become clearer.
Listen first
Context before content
Dialogue sessions
Not lectures or presentations
Written deliverables
Practical tools, not certificates
30-day follow-up
Questions after program end
Financial Risk Awareness Program
฿4,500
An educational program that helps participants build a clear, grounded understanding of financial risk as it relates to their own life. Rather than abstract theory, we work with relatable examples that connect risk concepts to decisions you are actually facing or may face in the future.
What we cover
- Market risk — how price changes in assets affect your financial position
- Inflation risk — the gradual erosion of purchasing power over time
- Longevity risk — the financial implications of living longer than planned
- Concentration risk — over-reliance on a single income or asset type
- Liquidity risk — having assets that cannot easily be converted to cash when needed
Program structure
- 1Session 1: Intake and context — your financial situation and goals
- 2Session 2: Risk types in depth with personal examples
- 3Session 3: Your personal risk landscape map and awareness toolkit
Renting vs. Buying Analysis Service
฿7,000
A personalized analysis service for individuals or couples working through the rent-or-buy decision in Thailand. We examine the full financial picture — not just the mortgage payment, but all the costs, risks, and opportunity trade-offs that often go unexamined.
What we examine
- Total cost of ownership over 5, 10, and 20-year horizons
- Thai Land Department transfer fees, taxes, and legal costs
- Opportunity cost of the deposit under different investment assumptions
- Lifestyle flexibility: leasehold, freehold, and condo act considerations
- Break-even calculation based on your specific property and rental market
Program structure
- 1Session 1: Your situation, the property type, and relevant data gathering
- 2Session 2: Presentation of the comparison report and decision framework
Includes: detailed written comparison report, break-even analysis, decision framework document.
Enquire About This Program
Financial Education Curriculum Design
฿32,000
A specialist service for organizations, schools, NGOs, and community groups wanting to build financial education capacity. Rather than providing off-the-shelf materials, we work with you to design a curriculum your team can actually deliver — one that fits your audience, your resources, and your context.
What we design together
- Curriculum structure — modules, sequencing, and learning outcomes
- Content development guidance for each module
- Delivery format recommendations suited to your audience
- Outcome measurement approach and evaluation framework
- Trainer notes and facilitation guidance
Program structure
- 1Session 1: Organizational context, audience, and objectives
- 2Session 2: Curriculum structure and module mapping
- 3Session 3: Content development and delivery format design
- 4Session 4: Measurement framework and implementation planning
- 5Session 5: Final review and handover of complete curriculum package
Which program is right for you?
Use this overview to see how each program differs. If you are uncertain which fits best, get in touch and we will help you think it through.
| Risk Awareness | Property Analysis | Curriculum Design | |
|---|---|---|---|
| Best for | Individuals | Individuals / couples | Organizations |
| Sessions | 3 | 2 | 5 |
| Written deliverable | |||
| Thailand-specific data | |||
| Personalized analysis | Org context | ||
| Price (THB) | ฿4,500 | ฿7,000 | ฿32,000 |
Shared standards across all programs
Privacy Protection
All session content and personal data handled with strict confidentiality.
No Sales Activity
No financial products recommended, sold, or referred within any session.
Dialogue Format
Sessions are conversations, not lectures. Your questions shape the agenda.
Thailand Context
All analysis and content reflects Thai law, markets, and regulatory norms.
Not sure which program applies to you?
Tell us a bit about your situation and we will suggest where to start. There is no pressure to commit to anything before you feel comfortable.
Get in Touch